While lending products may vary by market and use case, the underlying infrastructure remains consistent. _able enables you to configure credit products across tenure, pricing, format and repayment structures without having to rebuild each time.
_able offers partners a unified system for defining, testing and deploying multiple credit products.
While lending products may vary by market and use case, the underlying infrastructure remains consistent. _able enables you to configure credit products across tenure, pricing, format and repayment structures without having to rebuild each time.
_able offers partners a unified system for defining, testing and deploying multiple credit products.
Our platform supports a full range of credit use cases. These are just a few.
Offer SMEs and customers fixed amount, defined tenure, and repayment schedule loans.
These are configurable across all use cases.
Features enabled:
Configurable Ticket SizeConfigurable Tenure and PricingSet Fixed or Variable Repayment SchedulesFlexible Repayment Frequency1 to 365
day tenures supported
Structured credit that adapts to context.
Offer consumers and SMEs a standing credit buffer on their account, enabling them to spend beyond their balance and repay as funds come in.
Features enabled:
Pre-Approved LimitsNo Repeat ApplicationsDynamic Limit Setting5x
transaction volume
Always-on credit drives
always-on engagement.
Features enabled:
Embedded at CheckoutReal-Time DecisioningFlexible Repayment StructuresOffer your customers the ability to split purchases into instalments at the point of sale, in-app or online. Configured to fit seamlessly within our partners transaction flow and customer experience.
up to 30%
increase in basket size
Make every purchase intent a
fulfilled transaction.
Offer your customers early access to earned wages before payday. Repayment is automatically settled from the next salary credit, providing a simple, low-friction way to manage short-term liquidity needs.
Features enabled:
Pre-Approved Limits Based on IncomeAutomatic RepaymentEligibility and Limit SettingAlerts and SafeguardsBridge the gap
between pay cycles.
100%
income backed
Credit that flows with the business.
Offer SMEs short-term credit to support day-to-day operations. Enable merchants and agents to maintain liquidity and keep cash flowing. Repayment is aligned to revenue cycles, with funds recovered as transactions are processed.
Features enabled:
Pre-Approved LimitsAuto-Strike RecoveryContinuous Availabilityup to 4x
revenue unlocked via working capital
Offer customers and SMEs financing tied to a specific purchase or life moment - such as a mobile device, equipment, school fees, or even a holiday. Structured as a term loan, each product is anchored to the underlying asset or need.
3x
average ticket size vs unsecured lending
Features enabled:
Configurable TenureGoal Based PricingGamified Repayment Reward StructureFinance what matters, when it matters.
Our platform supports a full range of credit
use cases. These are just a few.
Features enabled:
Configurable PricingMultiple Tenure DefinitionsDynamic Limit GraduationFlexible Repayment Schedules1 to 365
day tenures supported
