Chairs arranged in circles representing group meetings

Solutions

Groups

While financial behaviours differ across markets, group-based models remain foundational and a core part of how communities access financial services. _able enables you to digitise the full lifecycle of group finance, from registration and contribution management through to collections.

Unlock access to segments that are consistently underserved from traditional finance.

Explore Our Solutions

Explore the use cases:

Our platform supports a full range of group use cases. These are just a few.

Groups

Digitisation

Offer groups the ability to take their credit and savings experiences digital. Capture registration, KYC, and group structure in a single onboarding flow. This shared profile is reused across every product the group activates, enabling consistent identity, reduced friction, and coordinated access to services.

24 hours

Average time per group activation

Features enabled:

KYC and Onboarding
Size and Membership Rules
Group Structure Mapping

A single onboarding layer
for all group finance.

Replace manual reconciliation with real-time accuracy.

Features enabled:

Realtime Ledger
Cycle and Schedule Management
Discrepancy Flagging

100%

reconciliation accuracy delivered

Groups

Contribution Management

Offer groups real-time visibility and control over every individual contribution, with each payment logged, tracked, and reconciled automatically. Designed to replace manual processes to ensure accuracy, transparency, and scale.

Groups

Savings Management

Offer groups the ability to manage pooled funds digitally and with full visibility across all members. Designed to support ROSCA, VSLA, Chama, and custom contribution structures.

Features enabled:

Real-Time Balance
Member Tracking
Rules Based Schedules

100%

Member visibility

Structure and manage pooled funds with precision.

Groups

Credit Scoring

Offer real-time credit assessment built on group behaviour and a shared history. Use contribution patterns, repayment performance and coordination signals to determine eligibility. Credit can be disbursed to the group as a whole or to individual members based on collective strength.

Features enabled:

Behaviour Based Scoring
Eligibility and Limit Setting
Configurable Allocation Rules

40%

lower default compared to traditional credit

Turn collective behaviour into credit access.

Groups

Collections

Offer individuals a structured approach to collections managed at the group level. We provide clear visibility into individual repayment status to distribute accountability across members. This coordinates repayment behavior without relying on a single administrator.

Features enabled:

Target Management
Coordinated Repayment Workflows
Automated Reminders

Move from individual follow-up to
group level accountability.

Faster delinquency resolution than individual collection

Groups

Treasurer Tooling

Offer groups dedicated tools for managing operations. Designed for treasurers and administrators to obtain the control and confidence required to oversee contributions, payouts and decisions.

Automate the traditional group workflow up to

85%

Features enabled:

Real-Time Dashboards
Multi-Step Approval Workflows
Audit Trails
Alerts and Reminders

Control the group, without the complexity.

Our platform supports a full range of group
use cases. These are just a few.

Explore the use cases:

Groups

Digitisation

Features enabled:

KYC and Onboarding
Size and Membership Rules
Group Structure Mapping

A single onboarding layer
for all group finance.

24 hours

Average time per group activation

Deploy your own credit
& savings infrastructure
in just 6 weeks.

Get in Touch

Groups

Groups

Group infrastructure is ready when you are.

Explore the use cases:

Digitisation

Contribution Management

Savings Management

Credit Scoring

Collections

Treasurer Tooling

Digitisation

Deploy your own credit& savings infrastructurein just 6 weeks.

Deploy your own credit & savings infrastructure in just 6 weeks.

Deploy your own credit
& savings infrastructure
in just 6 weeks.